Under the Pradhan Mantri Awas Yojana Gramin, the Indian government is offering affordable housing to rural villages. The PMAYG Mission was recently extended, and it will now run until 2024. This effort helps thousands of people who live in rural areas. In two phases, PMAYG seeks to provide all eligible rural families with pucca dwellings equipped with electricity, water, and sanitary facilities. Between 2019 and 2022, this initiative seeks to build 1.95 crore pucca houses in rural India. The project’s target of 2.95 crore pucca houses has been pushed out till 2024.
– Program participants are qualified to receive up to Rs. 70,000 in loans from partnering financial institutions. – The maximum principle amount that can be granted under the subsidy is two lakh rupees. – The applicant can get the highest amount of 38,359 rupees subsidy for the required EMI (installments). - As of right now, 25 square meters instead of 20 square meters is the minimum size of a dwelling that must be created as part of the PMAYG 2023 initiative.
With the help of this initiative, people who don’t own their own homes and those who live in ruined or kaccha houses will get financial support. Along with building homes, the proposal calls for the provision of basic services like electricity, LPG water, and road connections.
– The Central Government and state governments would divide the unit cost into plain regions 60:40, meaning that each unit would receive 1.20 lakh rupees in subsidies. – In the Himalayan states, the northeastern states, and the Jammu and Kashmir Union Territory (UT), the ratio is 90:10, with up to Rs. 1.30 lakh in funding available for each unit. – MGNREGS program participants receive a daily pay of Rs. 90.95 for unskilled labor.
– In accordance with the project’s conditions, the Central government would pay all other costs in full. Additionally, each beneficiary would receive Rs. 12,000 in funding to build two tanks and permanent toilets in their homes. – Depending on their location, temperature, culture, and other considerations, recipients may select different home designs. – Digital payments are made and immediately deposited into Aadhaar-linked bank or post office accounts.
– The scheme helps homeless families. – Zero, one, or two-room kutcha homes. – Households without a literate 25-year-old. – Households without a 16-to-59-year-old man or adults. – Casual-labor-based landless families. – SC, ST, and other minorities are also focal points of this scheme.
– Visit the official site, and log in using your ID and password. – A form will appear after you log in successfully, and fill up the form. – By using the search option, you can find the beneficiary’s name, PMAY ID, and priority. – Use the “Select to Register” option to sign up. – An automated process will generate and display the recipient’s information. – You can now fill up the remaining beneficiary details, like ownership type, relationship, Aadhaar number, etc.
– Visit the official site, and log in using your ID and password. – A form will appear after you log in successfully, and fill up the form. – By using the search option, you can find the beneficiary’s name, PMAY ID, and priority. – Use the “Select to Register” option to sign up. – An automated process will generate and display the recipient’s information. To know the rest of the steps, visit the main post and read now.
– Beneficiaries ‘Aadhaar number – Consent document to use Aadhaar on behalf of the beneficiary – MGNREGA-registered beneficiary job card number – Swachh Bharat Mission (SBM) number of the beneficiary – Bank passbook, IFSC code – Mobile number (optional)
– Visit the official website. – On the homepage, choose the “Awaasoft” tab. – Enter the FTO number or PFMS ID, and the captcha code. – Next, click the “Submit” button. – The current status of the application will appear on the screen.