Atmanirbhar Gujarat Sahay Yojana (AGSY): आत्मनिर्भर गुजरात सहाय योजना पंजीकरण – Register & Apply Now

Atmanirbhar Gujarat Sahay Yojana (AGSY) 2023 | AGSY Application Form PDF | Atma Nirbhar Sahay Scheme 2023 Registration | Benefits, Eligibility Criteria, Application Procedure | આત્મનિર્ભર ગુજરાત સહાય યોજના | आत्मनिर्भर गुजरात सहाय योजना

In this article, we will discuss all of the main components of the Atmanirbhar Gujarat Sahay Yojana, which was just announced by the Chief Minister of Gujarat state to assist all of the impoverished people who have been adversely affected by the lockdown situation.

In this post, we will go over all of the scheme’s implementation procedures as well as the application process for small company owners who want to apply for the Atmanirbhar Gujarat Sahay Scheme. We will also inform you of all eligibility requirements and any incentives.

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Atmanirbhar Gujarat Sahay Yojana 2023

The Gujarat government has launched the Atmanirbhar Gujarat Sahay Yojana, which will provide a Rs. 1 lakh advance at a 2% loan cost rate. This is state government assistance in the form of a Rs. 5000 crore package for individuals. It includes small business owners, skilled specialists, autorickshaw drivers, circuit testers, and others whose financial activities have been hampered by the ongoing COVID-19 lockdown. Gujarat’s state administration would provide an additional 6% incentive to banks providing credit under the AGSY aimed at small enterprises.

Atmanirbhar Gujarat Sahay Yojana 2023

Overview of the Atma Nirbhar Sahay Yojana

NameAtmanirbhar Gujarat Sahay Yojana
Launched byGujarat Government
BeneficiariesSmall and lower-middle-class workers
ObjectiveProviding monetary help and cheap loans to small businesses
Official Website

Purpose of the Atmanirbhar Gujarat Sahay Yojana

The primary goal of the Atmanirbhar Gujarat Sahay Scheme is to provide loans to all businessmen whose operations have suffered as a result of the coronavirus lockdown. The government is offering a Rs 1 lakh loan at 2% interest. With this loan, Gujarat business owners can resume operations that were halted owing to the coronavirus lockdown.

Benefits of the Atma Nirbhar Sahay Scheme

The Gujarat government has created this initiative to assist all impoverished businessmen whose enterprises have been affected by the Coronavirus sickness and are unable to reopen. The Gujarat government would provide a one lakh rupee loan at 2% interest, which will be a terrific offer for those businessmen who wish to restart their operations following the lockdown. According to Gujarat government officials, this arrangement is considerably superior to all of the other states’ incentives of merely Rs. 5000.

Features of the Atma Nirbhar Sahay Yojana

  • The initiative benefits the state’s 10 lakh small-business owners, including grocery store owners, vegetable vendors, and autorickshaw drivers.
  • Beneficiaries would receive a collateral-free loan of up to Rs. 1 lakh.
  • Applicants must pay 2% interest every year, while the state government will pay the remaining 6% interest.
  • Beneficiaries will be granted a 6-month moratorium.
  • Cooperative banks, district banks, and credit cooperative organizations will supply the loan.
  • The government has approved Rs.5000 crore for the project.

Eligibility Criteria for Applying the Scheme

  • The applicant must be a permanent resident of Gujarat, India.
  • This scheme is only open to candidates who fall below the poverty threshold.

Eligible Candidates

Applicants from the following groups are eligible to apply for this Yojana. The following are the items on the list:

  • Hairdressers
  • Electricians
  • Skilled workers
  • Small business
  • Auto-rickshaw drivers
  • Other citizens with lesser wages

How to Apply for the Atmanirbhar Gujarat Sahay Yojana 2023?

The application method for the scheme is outlined in a straightforward step-by-step guidance below.

  • Go to the official site and click on the “Gujarat Sahay Yojana Application Form PDF” link.
  • Take a printout of the downloaded application form.
AGSY Application Form
  • Fill out the application form with your personal information.
  • Next, provide your bank information and contact information.
  • Attach all the required documents listed on the application form.
  • The application forms are also available in over 9000 locations, including about 1400 Urban Co-operative Bank branches, 1000 District Co-operative Bank branches, and over 7000 credit societies.
  • Then, submit the completed application form to any of Gujarat’s District Co-operative Banks, Urban Co-operative Banks, or Credit Societies.

Required Documents for the Scheme

  • Aadhar card
  • Ration card
  • Mobile number
  • Passport size photograph
  • Income certificate
  • Domicile certificate

Implementation Procedure of the Yojana

Under the Atmanirbhar Gujarat Sahay Yojana, almost 10 lakh applicants will be given a loan of Rs. 1 lakh apiece from banks at a 2% annual interest rate to help them restart their lives. All credits will be awarded based on application, with no assurance necessary.

The Gujarat government would pay the remaining 6% interest on bank credit. The residence of such advances will be three years, and re-installation of head and premium will commence six months after the advance sum is approved. After consulting with the banks, the state government made this choice.

List of the Banks under Atmanirbhar Gujarat Sahay Yojana

AHMEDABAD DIST. CO-OP BANK LTD.The Ahmedabad Dist. Co.op Bank Ltd., Nr. Gandhi Bridge, Opposite Income Tax Office, P.B.No. 4059, Ahmedabad –
AMRELI JILLA MADYASTHA SAH.BANK LTD.The Amreli Dist. Co.op Bank Ltd. ‘Bhojalram Bhavan’, Rajmaham Road, Amreli- 365
THE BANASKANTHA DISTRICT CENTRAL CO-OPERATIVE BANK LTD.The Banaskantha Dist. Co.op Bank Ltd., Head Office “Banas Bhavan”, Deesa Highway, Palanpur, Dist. Banaskantha – 385001.02742 –
BARODA CENTRAL CO-OP BANK LTD.The Baroda Central Co.op Bank Ltd., Sayajigunj, Station Road, Vadodara-390
BHAVNAGAR DIST. CENT. CO-OP BANK LTDThe Bhavnagar Dist. Co.op Bank Ltd., 13, Ganga Jalia Talav, ’Sahkar Bhavan’, Bhavnagar-364
BHARUCH DIST. CO-OP BANK LTD.The Bharuch Dist. Co.op Bank Ltd., Station Road, B/h Hotel Corona, AT&PO., Bharuch- 392
JAMNAGAR DIST. CO-OP BANK LTD.The Jamnagar Dist. Co.op Bank Ltd., ‘Sahkar Bhavan’, Ranjit Road, Jamnagar-361
JUNAGADH JILLA SAH.BANK LTD.The Junagadh Dist. Co.op Bank Ltd., ‘Shri Lilabhai Sidibhai Khunti Sahkar Bhavan’, Opp.Bus Station,
KAIRA DIST. CENT. CO-OP BANK LTD.The Kaira Dist. Co.op Bank Ltd., ‘K.D.C.C.Bank Bhavan’, Sardar Patel Road, Ghodiya Bazar,

List of the Banks under Atmanirbhar Gujarat Sahay Yojana

KODINAR TALUKA COOP. BANKING UNION LTD.The Kodinar Taluka Banking Union Ltd., Banking Union Road, P.B.No. – 1, Ta. Kodinar, Dist Gir Somnath –
KUTCH DIST. CENT. CO-OP BANK LTD.The Kachchh Dist. Co.op Bank Ltd., Vijaynagar Char Rasta, Hospital Road, Bhuj, Kachchh – 370
MEHSANA DIST. CENT. CO-OP BANK LTD.The Mehsana Dist. Co.op Bank Ltd., Rajmahel Road, Mehsana (North Gujarat ) – 38400102762 –
PANCHMAHAL DIST. CO-OP BANK LTD.The Panchmahal Dist. Co.op Bank Ltd., Head Office: Prabha Road, Godhra –
RAJKOT DIST. CO-OP BANK LTD.The Rajkot Dist. Co.op Bank Ltd., “Jilla Bank Bhavan ” Kasturba Road, Rajkot –
Sabarkantha DIST. CENT. CO-OP BANK LTD.The Sabarkantha Dist. Co.op Bank Ltd., “Sahakar Vikas Bhavan”, Station Road, Himatnagar –
SURAT DIST. CO-OP BANK LTD.The Surat Dist. Co.op Bank Ltd., “Shree Pramodbhai Desai Sahakar Sadan”, J. P. Road, Nr. RTO, Surat –
SURENDRANAGAR DIST. CO-OP BANK LTD.The Surendranagar Dist. Co.op Bank Ltd., Sahakar Bhavan, Gandhi Marg, Surendranagar –
VALSAD DIST. CENT. CO-OP BANK LTD.The Valsad Dist. Co.op Bank Ltd., Sahakar Sadan, Kacheri Road, Valsad –

Frequently Asked Questions

1) What is the Aatma Nirbhar Gujarat scheme?

Atmanirbhar Gujarat Sahay Yojana would assist all brilliant individuals who come from economically disadvantaged backgrounds. The scheme’s operational duration will be from 5/10/2022 to 4/10/2027.

2) Who is eligible for Atmanirbhar loan?

Employees in EPFO-registered establishments earning less than Rs 15,000 are eligible for the scheme. Employees who left their positions between March 1, 2020, and September 30, 2020, and joined any business between October 1, 2020, and March 31, 2022, are also eligible.

3) What is the interest rate of the PM Atmanirbhar loan?

Vendors who take out loans under the plan are eligible for a 7% interest subsidy for quick repayment.

4) In which year was this Yojana launched by the Gujarat government?

This yojana went live in May of 2020. The goal of launching this yojana is to assist the poor or small-scale persons affected by the COVID-19 pandemic.

Important Links

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Official WebsiteCLICK HERE

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