Nijashree Housing Scheme 2024 For LIG/MIG [Apply Now]

Nijashree Housing Scheme for the Lower Income Group (LIG) and the Middle Income Group (MIG) | West Bengal Nijoshree Prokolpo 2024 | Benefits & Features

The West Bengal government has launched the West Bengal Nijashree Housing Scheme, which intends to offer housing to both lower and middle-income households. The proposal calls for the development of multi-story flats on state, local, and parastatal public properties for these populations.

Name of scheme	West Bengal Nijashree Housing Scheme
Initiated By	West Bengal Government in 2018
Department	West Bengal Housing Department
Beneficiaries	Lower Income Group (LIG) and the Middle Income Group (MIG)
Benefits	Provide Housing for LIG/MIG Peoples
Official Site	https://wbhousing.gov.in/

The government intends to construct blocks of at least 16 flats & 3 buildings, with the cost of land not included in the unit cost. The freehold land will be deemed a subsidy to the beneficiary. To be eligible for this plan, the applicant needs to fulfil the eligibility criteria.

The beneficiary will get a subsidy for the freehold of the land. In this article, we will tell you all the details regarding the Nijoshree Prokolpo. Also, you will get to know benefits, eligibility criteria, features, and application process. So, read the entire article.

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Nijashree Housing Scheme

The West Bengal government is determined to give housing to all persons in the Lower and Middle Income Groups (LIG and MIG). There is an increasing demand for housing among low and middle-income households. To meet the housing demands of the Lower and Middle-Income Groups, the Housing Department recognized the need to provide affordable housing and chose to implement the “NIJASHREE HOUSING SCHEME”.

Under the WB Nijashree Housing Scheme, the West Bengal government offers 1 BHK with 378 sq. ft carpet area priced at Rs. 7.82 lakh and 2 BHK with 559 sq. ft carpet area priced at Rs. 9.26 lakh. People in the lower income group (LIG) with less than Rs. 15,000 income and the medium income group (MIG) with less than Rs. 30,000 income can now register online for the scheme.

The state government has budgeted Rs. 3000 crore to build residential flats. Initially, LIG/MIG people will get around 5000 units during the following two to three years under the Nijoshree Prokolpo Scheme.

Objectives of the Scheme

The major goal of the Nijashree Housing Scheme is to give housing amenities to West Bengal residents. With the execution of this project, the government would provide flats for those who do not own their own homes, allowing them to live properly.

This initiative will improve the lives of West Bengal’s residents while also making them more independent. West Bengal residents in the LIG category can apply online for a 1 BHK apartment while those in the MIG category can apply for a 2 BHK flat. The citizens will benefit more from this approach.

The primary purpose is to provide housing to residents from low- and middle-income families. This plan will provide flats to citizens who do not own a property. With the implementation of this plan, everyone in the state will be able to buy their own home. This helps to improve the state’s citizens’ standard of living.

Nijashree Prokolpo – Flats Price & Specifications

Type of Flats	Prices of Flats	Family Monthly Income	Carpet Area of Flats
1 BHK (1 Bedroom, Hall & Kitchen)	Rs. 7.82 lakh	Upto Rs. 15,000 per month (LIG)	378 sq. ft
2 BHK (2 Bedroom, Hall & Kitchen)	Rs. 9.26 lakh	Upto Rs. 30,000 per month (MIG)	559 sq. ft

Benefits and Features of the Nijashree Housing Scheme

Under this program, all citizens in the Lower Income Group (LIG) and Middle Income Group (MIG) will randomly assigned a residence on an ownership basis. The Housing Department will arrange credit-linked subsidies for eligible beneficiaries.

This program will offer housing units of at least 16 flats and 3 buildings on government properties, local bodies’ lands, and other parastatals.
The minimum built-up space for a one-bedroom flat will be 35.15 square meters, which will be created for the low-income group.
The minimum space for a two-bedroom flat will be 50.96 square meters and will be built for the middle-income group.
Under the system, the flat’s unit cost has established based on the actual construction cost.
Land costs will not be factored into the unit cost calculation. The freehold land will be viewed as a subsidy for the beneficiary.
The unit cost of a stand-up build-up area varies according to the location and amount of land available.
The recipient is not compelled to pay for offside infrastructure, such as roads, boundary barriers, etc.
The beneficiary will also receive the benefit of a credit link subsidy plan.

Eligibility Criteria for Applying the Scheme

Interested people must review all the qualifying requirements of the scheme before applying.

Lower Income Group (LIG) requires a monthly family income of ₹15,000 or less.
The Middle Income Group (MIG) requires a monthly family income of ₹30,000 or less.
The beneficiary should not have a pucca house/flat in his or her name or in the name of any family member in the state.
The candidate must live in the same district where the project has conducted.
An applicant can only apply for one flat for his or her family. Anyone allotted an apartment under the plan is not qualified to apply for the same scheme in another project within their area.

Payment Schedule Under The Nijashree Housing Scheme

Instalments	Due date	Percentage of Price
1st	Within 45 days from allotment letter issuance	10% of actual cost
2nd	Roof casting of the ground floor within 30 days	20% of actual cost
3rd	Roof casting of the first floor and within 30 days	20% of actual cost
4th	Roof casting of 2nd floor and within 30 days	20% of actual cost
5th	Roof casting of 3rd floor and within 30 days	20% of actual cost
6th	Before possession	10% of actual cost

What Documents Required?

To benefit from the Nijashree Housing Scheme 2024, candidates must attach the following documents to their completed application form.

Passport Size photo
Original Income Certificate (issued by the SDO/BDO, the employer, or any other competent authority)
Original Affidavit / Declaration
Copy of Voter Card
Copy of Ration card
Copy of PAN Card
Copy of Aadhar Card
Bank Details
Any other specified documents for proof of address (electricity bill/telephone bill/copy of bank passbook, etc.)

How to Apply for the Nijashree Housing Scheme 2024?

You can collect the application form from the District Magistrate/Sub-Divisional Officer’s office.
You can download the form and take a printout of it.

Fill all the blanks with the appropriate answers, and attach the documents asked for.
Then, submit all the papers to the branch of the bank from where you collect the application.

Nijoshree Prokolpo Flats Location

The flats under the Nijashree housing program are located in the districts of South 24 Parganas, North 24 Parganas, Hooghly, Nadia, Kolkata, Howda, Bankura, and others, as indicated in the advertising.

Following the success of the Banglar Bari Awas Yojana, the state government is offering new homes at affordable costs. Nijoshree Prokolpo intends to provide flats to impoverished individuals who do not have enough money each month to buy their own.

Frequently Asked Questions

1) What is the aim of the NIJASHREE Housing Scheme?

Under this concept, a house has assigned to all people in the Lower Income Group (LIG) and Middle Income Group (MIG) by lottery on an ownership basis.

2) How are flats allotted to the beneficiaries under the Scheme?

A transparent lottery will pick recipients and allot flats in each district/sub-division.

3) Who is eligible under this scheme?

The scheme is open to those in the Lower and Middle Income Groups (LIG and MIG).

4) Is a recipient with a pucca house/flat in his/her name eligible for this scheme?

No, the beneficiary shall not have a pucca house/flat in his or her name, or the name of any family member in the state.

5) What is the application fee?

The beneficiary needs to pay an application fee of ₹2500 for a one-bedroom unit and ₹25,000 for a two-bedroom unit. This payment will be adjusted for unit cost and refunded to rejected applicants.

6) Can one person apply for many flats for his/her family?

No, an applicant can only apply for one flat for his or her family. Any person who has assigned a flat under the plan is not eligible to apply for the same scheme in another project in his or her region.