Jagananna Sampoorna Gruha Hakku Scheme 2022: Overview, Benefits, & Online Registration

Jagananna Sampoorna Gruha Hakku Scheme 2022 | YSR Jagananna Sampoorna Gruha Hakku | AP Jagananna Sampoorna Gruha Hakku Scheme

The Andhra Pradesh government has announced the AP Jagananna Sampoorna Griha Hakku Yojana 2022 for such individuals who have incurred loans to get benefits of state government housing projects. Beneficiaries of the state government’s initiative would be free of home loans and granted full ownership of their property. Here’s comprehensive information about the YSR Jagananna Sampoorna Griha Hakku Yojana 2022.

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YSR Jagananna Sampoorna Gruha Hakku Scheme 2022

The Honorable Chief Minister of Andhra Pradesh, YS Jagan Mohan Reddy, introduced the YSR Jagananna Sampoorna Gruha Hakku Scheme on December 21, 2021. This scheme would forgive the recipients’ debts on properties authorized by the state government at reasonable rates, and they will receive full ownership rights on their property

The Chief Minister introduced this program during a ceremony held at Tanuku, a district in West Godavari, and added that it will assist more than 5.2 million people in the state. Beneficiaries would be required to pay a little sum under the One Time Settlement Plan as part of the AP Jagannath Sampoorna Griha Hakku Yojana 2022. After that, you will get the Registered Title Deed.

Overview of AP Jagananna Sampoorna Gruha Hakku Scheme

OTS Initiatives under YSR Jagananna Sampoorna Gruha Hakku Scheme

On 28 February 2022, the Chief Minister, Hon’ble Jagan Mohan Reddy, announced Jagananna Sampoorna Gruha Hakku 2022, which provides recipients with a credit facility for a one-time payment. Beneficiaries of the state government’s initiative would be excused from paying the registration cost and stamp duty, as well as receiving Rs 15000.

The state government would discharge a loan of Rs 10,000 crore through One Time Settlement (OTS) under this scheme, and a stamp duty exemption of Rs 1,600 crore will also be offered. The officers must also complete the registration of properties for OTS beneficiaries within the time range stated in this Yojana.

The government would waive the outstanding loan of Rs 10 thousand crores under the Jagananna Sampoorna Gruha Hakku Scheme.

The Andhra Pradesh State Government’s Jagananna Sampoorna Gruha Hakku Scheme 2022 would forgive the approximately Rs 10,000 crore overdue home debt. The beneficiaries of the state obtained these mortgage loans from the AP Housing Board Corporation in 2011. 52 lakh Andhra Pradesh state residents would receive benefits under this scheme.

The documents registered by the Chief Minister were also given to the state’s 826000 benefit individuals who had signed up for this scheme through it. The state government is covering the cost of the free registration under the AP Jagannath Sampoorna Griha Hakku Yojana 2022 to the tune of Rs 6000 crore.

The nominal cost of obtaining Jagananna Sampoorna Gruha Hakku 2022

The Jagananna Sampoorna Gruha Hakku Scheme is a one-time settlement mechanism that requires participants to pay a modest fee to get the benefit. Under this scheme, Beneficiaries would pay a nominal fee of Rs 10000 in villages, Rs 15000 in municipalities, and Rs 20000 in municipal corporations

If the loan amount is less than the specified amount, the recipient can reclaim full ownership of his property by repaying the outstanding loan amount. Beneficiaries who wish to participate in this plan must register by April 2022. After the beneficiaries have paid the nominal value, the property will be removed from the banned land under section 22(a).

Objective of Jagananna Sampoorna Gruha Hakku Scheme 2022

The primary goal is to forgive the beneficiaries’ debts and interest on the government-approved homes they purchased. Additionally, the benefited citizens will be granted full property rights. Beneficiaries will be required to pay a nominal one-time fee to get the advantages of this plan, following it, a registered title document will be issued.

After the recipient obtains complete ownership of the property, they can transmit it to the next generation, obtain a loan, and sell it at market value. Through this initiative, the state government would also forgive the outstanding housing debt of around Rs 10,000 crore.

Benefits and Features of Jagananna Sampoorna Gruha Hakku

This scheme was launched by the state’s chief minister in Tanuku in the West Godavari district, and it would help roughly 5.2 million people in the state.

• All debts and interest on dwellings sanctioned by the state government through different housing plans would be forgiven under this Scheme.
• Interested recipients will need to pay a small charge to take benefit from this scheme.
• The beneficiaries of this yojana will use the One Time Settlement Plan to make their payment.
• Following it, they will get access to the registered title
• The beneficiaries of this plan will receive registration paperwork as well as full ownership rights over their property.
• Once the beneficiaries acquire entire ownership of the property, they can transfer it to the next generation, obtain a loan, and sell it at market value.
• The state government’s proposal will waive the outstanding home debt of almost Rs 10,000 crore.

Other Benefits of Jagananna Sampoorna Gruha Hakku Scheme 2022

• Since 2011, this mortgage has been obtained through AP Housing Board Corporation.
• 52 lakh state residents would benefit from the execution of this Scheme.
• Under this scheme, the Chief Minister additionally provided registration documents to 826000 enrolled individuals.
• Such residents who have constructed homes inside the state government have received land allotment through this state government plan using their funds.
• Under this scheme, even citizens who do not possess complete property rights can nonetheless benefit from registration by paying just Rs. 10.
• For free registration under this plan, the state government alone is responsible for paying Rs 6000 crore.
• The beneficiaries of this scheme will be required to pay a minimal fee of Rs. 10,000 in villages, Rs. 15,000 in municipalities, and Rs. 20,00,000 in municipal corporations to receive the advantages under this scheme.
• The beneficiary may regain complete ownership of his property in this case if the loan amount is less than the required amount by repaying the remaining loan balance.
• To receive benefits under this scheme, interested state recipients must register by April 2022.

Some important information about the Scheme

• With the aid of the scheme, the beneficiary can establish a freehold title for the residence he now resides in.
• This scheme’s requirement for registered papers will make transactions simple.
• No more documents are required when Patta is issued under this AP Jagannath Sampoorna Griha Hakku Yojana 2022.
• As part of this scheme, recipients’ names will also be registered at the village secretariat level.
• The beneficiaries of this AP Jagannath Sampoorna Griha Hakku Yojana 2022 won’t need to visit the sub registrar’s office.
• In addition, there will be no registration fees for recipients under this scheme.
• The state administration has exempted everyone from paying the registration fees.

Eligibility Criteria

Citizens who desire to make use of this facility under the Jagannath Sampoorna Griha Hakku Scheme do not need to meet any additional qualifying criteria to apply, but they should keep the following simple points in mind:

• The applicant citizen must be a permanent resident of the state of Andhra Pradesh, only then he will be able to take advantage of this facility.
• Applicants who have taken loans for government-approved houses can apply under this facility.

Required Documents

• Aadhar card
• Residence certificate
• Passport size photograph
• Mobile number
• Ration card
• Email ID

Procedure to Apply Online under Jagananna Sampoorna Gruha Hakku

Beneficiaries of any housing plan in the state can apply to Jagananna Sampoorna Gruha Hakku by completing the procedures below:

• You must first go to the YSR Jagananna Sampoorna Gruha Hakku Scheme’s official website.
• You must select the Apply Now option on the website’s home page.
• A new page will appear where you have to fill out all the information asked for registration.
• Then, upload all the necessary documents and select the submit option to register for this scheme.

Procedure to Login to the Portal

• To begin, go to the official website of the YSR Jagananna Sampoorna Gruha Hakku Scheme. The website’s home page will now appear in front of you.
• On the website’s homepage, you must select the login option. Following that, you will be given two options: NPI Sign in and Sign in.
• The login form will appear on your screen when you select one of the options. Following that, you must input your login, password, and captcha code information into this application form.
• You must now select the Sign In option before you can access the portal.

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